How can a Provident loan work? Faqs

Have you been considering taking right out a loan in one associated with British’s home credit providers that are largest? Learn more about the application form procedure, and what you should make an application for a Provident loan. Please be aware, all Provident loans are at the mercy of approval.

Just how much you will need to borrow?

1) Choose your loan option

Make use of our calculator to choose just how much you will need to borrow, and also the true quantity of months you’d like to borrow it over.

Pick from 13, 26 or 52 days in order to make repayments.

2) begin your application for the loan online

To utilize for a Provident loan you need to:

  • Be a UK resident, aged between 18 and 74
  • Have a contact cell phone number along with your target details for days gone by three years
  • Consent to a true house see in one of our group as well as an affordability evaluation

You can expect to get a short choice in moments that may inform you in the event that loan is agreed in theory. Study our faq’s to find out more.

3) Finish the job with a house go to

when you yourself have been accepted in theory, a part of y our team will go to you in the home and can carry down an affordability evaluation so that the loan is manageable and sustainable for you personally.

Provident workers carry formal ID so that you’ll constantly know whom you’re conversing with.

All our house visits are vocals recorded for training and quality purposes, to ensure that you obtain the most useful service each and every time we see. Find out more FAQs about our sound recording right right here.

Take note that the quantity you are offered following the affordability assessment that you have applied for may not be the amount.

Just just What do i want for the true house see?

Proof ID

You will be expected to exhibit evidence of your ID:


  • Present photo card driving licence
  • Present passport
  • National issued documents such as for instance council tax or department for work and retirement benefits communications.

To see the complete range of documents, follow this link.

Evidence of earnings

You will additionally be needed to show evidence of your revenue:


At Provident we think about a myriad of circumstances, whether you are employed, unemployed, self-employed or receiving benefits. To locate out what exactly is accepted paperwork for every view here.

Should your loan is authorized, an associate of our team will deliver the money to your house and each collect your repayments from your home at a time and day that suits you week.

Provident runs a zero tolerance policy to threats and violence towards Provident Representatives.


You might borrow between ВЈ100 and ВЈ1,000, at the mercy of affordability. Whenever you just take an advance loan with us, you understand upfront just how much you’ll have to spend every week as well as in total. Which means you are able to borrow funds once you understand there may never be any unanticipated additional costs.

Accepted in theory is really a stone that is stepping complete approval of your loan. To try to get a Provident loan, you first need to perform a form online or throughout the phone. During this period regarding the application we execute a credit check. This check assists us to determine whether we could provide for your requirements helping to ensure your identification. This credit check is proportionate into the loans you can expect so that you don’t have to have a credit file that is perfect.

No. You don’t need a bank-account for a true home accumulated loan whilst the loan is sent to you by a part regarding the Provident group in money. They’re going to come round every to collect repayments which can be paid in cash week.

Yes, we think about all situations. We become familiar with your individual circumstances and carry an affordability assessment out. Which means that even though you’re self-employed, unemployed or on advantages with you is satisfied that the loan is affordable and sustainable for you, you could still be accepted for a Provident loan if you can provide proof of income and outgoings, and the member of our team going through this. To learn more about what exactly is accepted proof earnings view here.