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Youth Simply Take A Get Up On Payday Lending’s Crippling Affect on Daly City

Daly City currently gets the many quantity of payday lenders in every of San Mateo County.

By Christa Bigue , Patch Staff
Sep 9, 2013 12:03 p m PT

Tonite at a Daly City City Council meeting youth advocates with Youth Leadership Institute (YLI) Peninsula advocates debt that is investigating (PAID) are requesting that the council follow an ordinance that limits the amount of payday loan providers in Daly City to your five presently in procedure, the absolute most in all of San Mateo County. The ordinance being requested will not affect founded loan providers.

Payday loan providers have actually a substantial impact that is negative our community, in accordance with a written report through the Insight Center For Economic Development. The five establishments that are payday-lending Daly City drain $272,845 from the community yearly. Associated with the residents surveyed, the full 25 % had applied for some form of cash advance.

Youth advocates think this ordinance shall prevent more loan providers from causing the blight of payday loan providers in elements of Daly City, like the the surface of the Hill area. Payday loan providers are eight times prone to be located in communities of color, keeping communities in a cycle that is vicious of.

“Being in a period of financial obligation stops our community from supporting neighborhood companies in Daly City,” stated Alex Cansanay, YLI youth advocate and Daly City resident.

Analysis has additionally shown that Payday loan providers usually trap individuals into that loan that are struggling to repay it, inducing the customer that is average sign up for eight to ten consecutive loans, usually heading back and forth between a couple of payday establishments.

“I’m taking a stand for my community because I do not desire to see any more families suffer from payday debts that are lending Daly City,” said Dominic Bautista, YLI youth advocate and Daly City resident.

Other residents share comparable views. Considering a survey that is recent by YLI youth advocates 80 per cent of residents would help a Daly City ordinance that restricted how many payday loan providers operating within the town.

Youth advocates think this ordinance will protect the town from extra Payday Lending establishments, preventing greater negative financial effect on their community. Also, youth advocates wish to make sure families are safe from falling into a cycle of financial obligation brought on by payday lenders. This demand will need destination during the Daly City City Council conference Monday, Sept. 9, at 7 p.m. during the City Hall Council Chambers – second Floor —333 – 90th Street, Daly City.

Pacifica, CA | News | 1h

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